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Chartwell | Employer Housing

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Employer Housing

16 Apr Using Instalment Sale as a Home Loan Mechanism

Posted at 09:29h in Affordability, Employee Assisted Housing, Employer Housing, Home loan, Home ownership, Instalment Sale by Louise Thompson 0 Comments

In 2008 a client asked us to help their employees purchase homes. We needed to find a way to make home loan finance cheaper for end users and we needed to be able to design around the needs of our target market. Enter the instalment sale. This...

08 Jan Mind the Gap

Posted at 06:19h in Affordability, Employee Assisted Housing, Employer Housing, Short term debt by Louise Thompson 0 Comments

Here’s the thing, Chartwell spends a lot of time reviewing people’s credit. Be it through our open market home loan business or the advisory work that we do for employer groups, developers and financial institutions. What we see time and time again is an affordability gap, and yes, this...